The LifeStep Process

We develop a plan to reduce or eliminate estate tax liability and optimize personal tax recovery.

With the advisor’s go-ahead, Westward refines the plan and calculates the benefits that the client can achieve.

We use the facts gained from The Preliminary Viewpoint (en français). along with advisor input to investigate all the options and prepare an estate plan based on each client’s unique situation and their business, personal and wealth transfer goals. If you, the advisor, agrees that the plan offers significant benefits, we can then present it to you and your client.

Our tax experts design a plan that provides a client's beneficiaries with tax-free insurance proceeds so they have the cash in hand to fund estate liquidity after death, and also benefits the client throughout his or her lifetime.

  • Provide a detailed report that covers how the plan works, the results it’s projected to achieve, and schedules to support our recommendation
  • Each plan is designed to complement the client’s overall personal and corporate tax plan
  • A plan can usually be developed within three weeks